At ClickYourMortgage.com, we work for YOU, not the banks! Our primary goal is to arrange a mortgage that best suits your needs by shopping various lenders and products. We know which lenders have the best rates and we negotiate with multiple lenders at one time. What’s more is we know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and we do all the paperwork.

Plus, at ClickYourMortgage, we are compensated by the lenders, and in most cases we offer our services free of charge to our clients.

Whether you’re buying your first home, refinancing, purchasing an investment property or drawing on your home equity to make improvements and consolidate debts, we’ll find you the mortgage that suits your needs at the best rate available. It’s what we do!

Our team of professionals can help you pay off your mortgage in less time, which will save you thousands of dollars over the span of your mortgage. We are here to offer you advice  and assist you in obtaining the financing you require on real estate.

Starting the mortgage process has never been easier with our new Online Application. Simply fill out the form under “Apply Online” and we will contact you to  discuss your mortgage options and pre-approve you TODAY!

Why work with us?

The Click Your Mortgage Team is dedicated to finding you your Best Mortgage.

We always have your best interest in mind

We tailor your mortgage to suit YOUR needs

We have over 30 years combined experience

We are a team of Mortgage Professionals you can trust

We can save you thousands of dollars on your mortgage

You have our word

We have the Best Rates rates in the industry

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We do it all!

First Mortgages, Second Mortgages, Sub Prime Lending, Private Lending, Lines of Credit, Debt Consolidation, Leasing

We have access to 40 different lenders

We will match you with the one that offers what you need

It is Easy, You can Apply Online

Starting the mortgage process has never been easier with our new Online Application. Simply fill out the form and we will contact you to  discuss your mortgage options and pre-approve you TODAY!

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Qualifying for a Mortgage Just Got Tighter

Yesterday, Finance Minister, Bill Morneau, announced new rules that serve as another attempt to slow the housing market. At this point it has only addressed buyers looking to purchase with less than a 20% down payment. Here are the details: As of October 17th, all mortgages, regardless of the term, will need to be qualified at 4.64%. This is called the benchmark rate. The government essentially is only allowing lending up to what a client can afford if rates were at 4.64%, even if their interest rate is much lower. 1-4 year terms, and variable rate terms have always qualified at the benchmark rate, but now the 5 year term that most buyers would take with less than 20% down is facing the same scrutiny. Important to Know: Clients who already have accepted offers with a firm mortgage approval prior to Oct 17th are exempt from this new qualifying rate, as long as the completion date is prior to March 1, 2017. They will still have to pay the insurance premiums and they have not changed. A maximum amortization of 25 years still remains in effect. Action to Take: If you have an accepted offer on a home, make sure you have a mortgage approval prior to Oct 17th. If you are in the market and shopping, try to get your offer accepted in the next few days in order to qualify as per current guidelines. If you are shopping and likely won’t have an accepted offer by Oct 17th,  call your mortgage broker to find out what you qualify for based on the new...

Barrie Home Sales at a Record High in March 2016

Barrie, Ontario is breaking records when it comes to home sales both by unit and price. Barrie and are residential property sales recorded 553 units in March 2016- the highest March sales recorded to date, and a 22.6 per cent from March 2015. The second highest sales for March occurred back in 2010, when 468 units were sold. A few more stats:   The year-to-date average price figure for homes sold within the City of Barrie in 2016 was $379,227. This figure is up 17.2 per cent compared to the first quarter of 2015. The year-to-date average price figure for the surrounding areas in 2016 was $430,407. This figure is up 11.8 per cent compared to the first quarter of 2015. The overall supply of homes available for sale is currently trending near the lowest levels on record. Active residential listings on MLS was at 921 units at the end of March 2016, down 25.4 per cent from last year. Mortgage interest rates have dropped below 2.50% for a 5 year fixed in the last couple of weeks which is the lowest we’ve seen. If you’ve been wanting to do some home renovations, or pay off some higher interest debts (car loans, credit cards, lines of credit, etc.) Talk to one of us about a refinance and take advantage of the low rates and equity in your home.   Home sales information from the Canadian Real Estate...

Compare Our Best Rates with the Bank.

O.A.C Rates as of April 4, 2018

  • Term: 1 Year Fixed. Our Best Rate 2.99%
  • Term: 1 Year Fixed. Banks Best Rate 3.59%
  • Term: 2 Year Fixed. Our Best Rate 3.24%
  • Term: 2 Year Fixed. Banks Best Rate 3.69%
  • Term: 3 Year Fixed. Our Best Rate 3.14%
  • Term: 3 Year Fixed. Banks Best Rate 3.34%
  • Term: 4 Year Fixed. Our Best Rate 3.44%
  • Term: 4 Year Fixed. Banks Best Rate 3.89%
  • Term: 5 Year Fixed. Our Best Rate 3.19%
  • Term: 5 Year Fixed. Banks Best Rate 3.89%
  • Term: 7 Year Fixed. Our Best Rate 3.79%
  • Term: 7 Year Fixed. Banks Best Rate 5.30%
  • Term: 10 Year Fixed. Our Best Rate 3.89%
  • Term: 10 Year Fixed. Banks Best Rate 6.10%
  • Term: 5 Year Variable Our Best Rate 2.40%
  • Term: 5 Year Variable. Banks Best Rate 3.45%

Prime is 3.45% O.A.C