by Alana Myers | Jun 25, 2012 | Click Your Mortgage Blog, Uncategorized
Here we go again. The Office of the Superintendent of Financial Institutions had proposed new guidelines for mortgage underwriting back in March and final Residential Mortgage Underwriting Practices and Procedures were released to financial institutions today. Along...
by Alana Myers | May 25, 2012 | Click Your Mortgage Blog, Uncategorized
Back in 2007, many clients were happy locking in to 5 year mortgage terms at rates around the 6.25% mark. 5 years later, those same clients whose mortgages are coming due are feeling pretty good about renewing at a sweet 3.19% for the next 5 years. A client who...
by Alana Myers | Feb 6, 2012 | Click Your Mortgage Blog, Uncategorized
For most people, a house is the largest investment they ever make. That being said, it’s necessary to do some research and understand what home-ownership is all about before jumping into anything. When considering purchasing your first home, getting pre-approved for a...
by Alana Myers | Jan 17, 2012 | Click Your Mortgage Blog, Uncategorized
A home inspection is a visual examination of the property to determine the overall condition of the home. In the process, the inspector should be checking all major components (roofs, ceilings, walls, floors, foundations, crawl spaces, attics, retaining walls, etc.)...
