by Alana Myers | Jun 25, 2012 | Click Your Mortgage Blog, Uncategorized
Here we go again. The Office of the Superintendent of Financial Institutions had proposed new guidelines for mortgage underwriting back in March and final Residential Mortgage Underwriting Practices and Procedures were released to financial institutions today. Along...
by Alana Myers | May 25, 2012 | Click Your Mortgage Blog, Uncategorized
Back in 2007, many clients were happy locking in to 5 year mortgage terms at rates around the 6.25% mark. 5 years later, those same clients whose mortgages are coming due are feeling pretty good about renewing at a sweet 3.19% for the next 5 years. A client who...
by Carrie Guergis | Apr 2, 2012 | Click Your Mortgage Blog, Uncategorized
The deadline for individual’s income tax return filing is quickly approaching. Like all years, it seems to sneak up on us and sometimes knock us in the head. Filing your income taxes early will avoid you making unnecessary mistakes because you’re in a...
by Jennifer Fee | Feb 27, 2012 | Click Your Mortgage Blog, Uncategorized
With the end-of-the-month deadline looming for RRSP contributions for the 2011 tax year, many Canadians will do the easy thing: ignore it. Don’t do the easy thing. Especially if you’re in your 50s and 60s. Because, like it or not, you’re running out of time. And you...
by Alana Myers | Feb 6, 2012 | Click Your Mortgage Blog, Uncategorized
For most people, a house is the largest investment they ever make. That being said, it’s necessary to do some research and understand what home-ownership is all about before jumping into anything. When considering purchasing your first home, getting pre-approved for a...
by Kevin Harris | Jan 30, 2012 | Click Your Mortgage Blog, Uncategorized
Taken from the Globe and Mail By: ROB CARRICK Add RRSPs versus TFSAs to the list of decisions you have to make as a prospective home buyer. Some serious saving is going to be required to meet the minimum 5-per-cent down payment for buying a home, not to mention the...
